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  1. See If I Care | Definition of See If I Care by Merriam-Webster
  2. See If I Care
  3. Dedicated to your stories and ideas.
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Now add caregiving to the mix and handling the finances for someone else. Balancing all of this becomes one more thing you have to do. Many caregivers contemplate leaving their job so as to be more present and available to someone who now needs help on a daily basis. When you stop working, you immediately have to deal with changes in health insurance. Under COBRA you can pay privately for insurance for 18 months, or, under the current Affordable Care Act, you can buy health insurance on the open market without penalty for pre-existing conditions.

But this will cost money for you or for the family member you are responsible for. Taking care of someone in the here and now is important, but planning for your own aging is also important. Not having a current income will compromise your income in the future. Pensions, retirement funds, IRAs, K employer matches, and other savings accounts can be similarly affected. Leaving a job may affect future job advancement, which will also effect later earnings. And work may also serve as your outlet, diversion, and social support.

The short answer is yes, as long as all parties agree. We all have emotional triggers when we talk about money. Is money equivalent to love?

See If I Care | Definition of See If I Care by Merriam-Webster

Have the parents provided support for one sibling all these years? What will happen to him or her when parents are no longer able to help? Should an inheritance be divided equally or given to whoever needs it most, or to whoever did the most work? If there is not a lot of money, there can be feelings of anger and resentment over the feeling that the parents put the adult children in a difficult situation.


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If there is a lot of money, greed can become a motivating factor in making decisions. Often families divide up who is handling the money and who is doing the caregiving. This puts the caregiver in the position of having to ask for money, and the person handling the money has control over how money is spent. This can lead to tension and family estrangement. If the care receiver does not have dementia, he or she has the right to make decisions, including bad decisions. Also, we worry that we will have to pick up the pieces and solve problems that arise if money is not handled judiciously.

Each family struggles with this in their own way.

See If I Care

Bringing in an outside person, such as a minister, attorney, social worker, or physician might help. Keeping an eye on the finances can help you catch any extraordinary outflows of money. Help is needed now, because making logical, rational, and reasonable decisions might not be possible later. And since dementia gets worse with time, processes need to be put in place as soon as possible, so that someone can handle the finances down the road.

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It is easier to do this while the care receiver is still able to understand and sign the necessary documents to give the caregiver or a fiduciary the necessary powers. If it is not done in a timely manner, it may be necessary to apply for a conservatorship, which is expensive, emotionally wrenching, and time-consuming. It is challenging to deal with the complexity of our emotions about parents, illness, aging, and death, and sometimes these emotions come out in conflicts about money. Family Caregiver Alliance FCA seeks to improve the quality of life for caregivers through education, services, research, and advocacy.

Through its National Center on Caregiving, FCA offers information on current social, public policy, and caregiving issues and provides assistance in the development of public and private programs for caregivers. A listing of all facts and tips is available online at www. Caregiving with Your Siblings. A Guide to Community Resources. Legal Planning for Incapacity.


  1. New Age International ; 99-1533 02/28/00.
  2. Quelques réflexions sur Rousseau (French Edition).
  3. see if I care.
  4. National Academy of Elder Law Attorneys www. Skip to main content. You are here Home. Maybe this conversation sounds familiar to you: This leads to a conversation about other aspects of aging that involve money: Is the home the best place for the care receiver to be?

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    Is it more expensive to pay for assisted living, or is it more expensive to hire a caregiver at home? Would it be better for my parents to pay me to be the caregiver, or is it better to hire from outside? If we want to hire someone, should it be through an agency or should we hire privately?

    Work and Eldercare As an adult child caring for an aging parent, you are probably torn in many directions. Financial Aspects of Becoming a Caregiver Questions to ask yourself and other family members: If I am providing the primary care, will you other family members be able to help, or will I be expected to do it all? If you're moving in with the person you care for, check whether this affects your own benefits, if you have them.

    Tell whoever pays your benefit about a change in circumstances. For example, if you are currently claiming Housing Benefit, tell your local council. If the person wants to gift you their home, there are legal and practical implications to consider. Most carers are entitled to an assessment of their own needs to determine whether social services should help them.

    Help with care may also be available from other sources, such as voluntary organisations or other family members. Think about whether your home is suitable for the person you care for. For example, if they use a wheelchair, do you have stairs or a lift? You may have to adapt your home. Your local authority may help you pay for this. You should consider how day-to-day living arrangements would work and how other people living in the house might be affected.

    Also think about what might happen in the future. Is the person you look after likely to need more care? If so, will it be practical for you to provide more care in your home?


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    It's not always possible to know how long somebody may need care. It could be weeks or years — can you commit to this? If their condition got worse, for example, and they have to move to a care home for a while, how would another stressful move affect them? If the person you care for is used to having their own independence and privacy, they're likely to want to continue that.

    Privacy may also be important to you and other people in your home. Agree some ground rules before the move takes place. If the person you look after would like to stay in their own home, they might be able to get help that would enable them to continue living independently. A needs assessment will decide whether they can get help from social services. If the person you look after finds it difficult to live on their own, you could both look at other housing options that might be better for them, including:. This type of housing appeals to people who like living independently but want the reassurance of knowing help is at hand.

    Although wardens don't usually provide care, they can direct residents to local services and any additional support available from the local authority or voluntary organisations. Housing with care properties can be rented, owned, or part-owned or part-rented. They're self-contained homes, with 1 or 2 bedrooms, and provide support as and when it's needed.